What tax and fees come with a buy-to-let mortgage?
Owning a buy-to-let can be a profitable decision, but like any investment, you’ll need to understand and carefully manage your finances. Keeping track of your taxes and fees is essential as a property investor, so, here’s everything you need to know about the taxes and fees applied to buy-to-let properties. What is a buy-to-let mortgage? […]
What makes a good buy-to-let property?
Becoming a landlord is a great way to secure a secondary stream of income and a healthy financial future. But what makes a profitable buy-to-let, and how can you spot one? In this guide, we’ll take a look at the key features of a great investment property and what to focus on in the search […]
What type of survey do I need?
If you’re looking to buy a new home, it is important to make sure it’s in good condition before you proceed with the sale. The best way to do this is with a home survey, which will uncover any issues with the property you are looking to buy. Let’s take a look at why a […]
Understanding mortgage holidays
Monthly mortgage repayments are the first thing on most people’s mind when money becomes tight. Whatever your circumstances, if you’re struggling to keep up with your mortgage payments, there are a number of ways to get back on track. One way to ease the short-term strain is applying for a mortgage holiday, so let’s take […]
What is a ‘guide price’?
If you’re on the hunt for a new home, or you’re planning on selling yours, you’ll likely have come across the term ‘guide price’. Let’s take a look at what this means, when it’s used, and how the process works for buyers and sellers. Related: Guide to selling your home Guide prices explained The ‘guide […]
How technology is reshaping the property market
Whether you’re buying, selling, or investing, you might have noticed that the property market has undergone a transformative shift in recent years. With streamlined processes, tech-savvy solutions, and enhanced accessibility, here are just some of the reasons why we can thank technology for reshaping the future of home buying and selling. Instant online valuations An […]
A guide to selling due to job relocation
Relocating for a new job can be both an exciting and challenging transition. When your career path takes you to a new location, selling your current home becomes a matter of urgency. However, with the help of an experienced estate agent, you will be able to achieve a successful sale and start an exciting new […]
How to get a mortgage if you’re self-employed
Getting a mortgage deal can be more challenging if you’re self-employed, but it isn’t impossible. In this article, we’ll look into the ins and outs of securing a mortgage as a self-employed applicant, how to find a good deal, and what you can expect from the application process. Self-employed? Book a free mortgage appointment now […]
Can landlords ask for rent in advance?
As a landlord, it’s perfectly natural for financial security to be at the forefront of your mind. Asking for rent in advance can give you extra peace of mind and improve your cash flow, but there are considerations that need to be made. Let’s take a look at what rent in advance is, the legalities […]
Your guide to selling with a mortgage
Selling with a mortgage can be a bit more complex than selling a property outright, but you do have options. In this guide, we compare porting your mortgage with switching to a new one, and look at the pros and cons of both options. Contact your local Whitegates branch for expert advice and guidance or […]
What is a memorandum of sale?
One of the most important documents in any house selling process is a memorandum of sale. Let’s take a look at what a memorandum of sale is, why it’s important, and the legal implications involved. Definition of a memorandum of sale A memorandum of sale is a legal document containing all the information about a […]
What is subletting?
Subletting is common among tenants who are looking to temporarily vacate a property. Let’s take a look at what subletting is, the legalities of it, and how to handle it as a landlord. Contact your local Whitegates branch for expert landlord advice. What does subletting mean? Subletting is the process by which a tenant rents […]
